Current Texas
Mortgage Rates
See what rates Approval AI can offer you today in Texas.
Indicative Rates
Sample rates for Texas borrowers. Your actual rate may vary based on your unique situation.
RATE ASSUMPTIONS
The rates displayed are for illustrative purposes only and are based on the following specific assumptions: a loan amount of $750,000, a down payment of 20% of the purchase price, a credit score of 800 or higher, a debt-to-income (DTI) ratio not exceeding 36%, and property located in Austin County, Texas. These rates are available exclusively to borrowers in the state of Texas through Approval AI Corporation. Your actual rate will depend on your specific financial situation, credit profile, property location, loan amount, down payment, debt-to-income ratio, property type, and current market conditions, and may be higher or lower than the rates shown.
No hidden points. No inflated rates. All rates shown are at par—honest comparisons only.
APR: 5.394%
Based on:
- $750,000 loan amount
- 20% down payment
- 800+ credit score
- 36% max DTI
- Austin County, TX
Get your personalized rate • No obligation
APR: 5.143%
Learn moreBased on:
- $750,000 loan amount
- 20% down payment
- 800+ credit score
- 36% max DTI
- Austin County, TX
Get your personalized rate • No obligation
APR: 5.018%
Learn moreBased on:
- $750,000 loan amount
- 20% down payment
- 800+ credit score
- 36% max DTI
- Austin County, TX
Get your personalized rate • No obligation
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Disclaimer: Approval AI Corporation (NMLS #2751459) is a licensed mortgage broker operating exclusively in the state of Texas. Licensed by the Texas Department of Savings and Mortgage Lending. Mortgage Loan Originator: Helly Shah (NMLS #2695701). The mortgage rates, APRs, loan amounts, discount points, credit scores, and down payments shown here represent indicative rates currently available through Approval AI for Texas homebuyers based on the specific assumptions disclosed above. These rates are available only to borrowers in the state of Texas. This information is provided for informational purposes only and does not constitute an offer, solicitation, or guarantee of any mortgage terms. Actual rates and terms available to you will vary based on your individual circumstances, credit profile, property type, property location, loan amount, down payment amount, debt-to-income ratio, and current market conditions, and may differ significantly from the rates shown. All loans are subject to lender approval and applicable terms. For more information about our company and loan originators, please visit NMLS Consumer Access at www.nmlsconsumeraccess.org.